Terms of Service Privacy Policy Contact

User Service Agreement

Updated Date: September 4, 2023
Effective Date: September 4, 2023

Ⅰ. Scope of the Agreement

Welcome to use this application (hereinafter referred to as "this App" or "we").

This User Agreement (hereinafter referred to as "this Agreement") is a legal agreement between you and the operator of this App regarding the use of this App and related services.

Please carefully read and fully understand all contents of this Agreement before use, especially the clauses on exemption or limitation of liability, and user rights and obligations. If you do not agree with the contents of this Agreement, please do not use this App; your use or continued use of this App shall be deemed that you have read, understood and agreed to be bound by this Agreement.

If you are under 18 years of age, please read and fully understand this Agreement with the accompaniment of your legal guardian, and use the relevant services of this product only after obtaining the consent of your legal guardian.

The Company reserves the right to unilaterally decide, arrange or designate its affiliates, controlling companies, successor companies or third-party companies recognized by the Company to continue operating this App according to the needs of this App, related services or operations. Moreover, certain services under this Agreement may be provided to you by the Company's affiliates, controlling companies, successor companies or third-party companies recognized by the Company. Your knowledge and acceptance of the relevant service contents shall be deemed as acceptance that the relevant rights and obligations are also bound by this Agreement.

If you have any questions, opinions or suggestions on the contents of this Agreement, you can contact us through the "Feedback" page or by sending an email to .

Ⅱ. This App and Related Services

1. You may obtain the client application program of this App or access the relevant website through pre-installation, third-party downloads authorized by the Company, etc. when using this App and related services. If you obtain the App software from the Company or a third party authorized by the Company, the Company cannot guarantee that the non-official version of this App can be used normally, and the Company shall not be liable for any losses you suffer therefrom.

2. The Company may develop different application software versions for different terminal devices, and you shall obtain, download and install the appropriate version according to the actual device conditions.

3. You may use this App and related services or update the version by yourself as needed. If you no longer need to use this App and related services, you may also uninstall the corresponding application software by yourself.

4. In order to better improve user experience and services, the Company will irregularly provide updates or changes to this App and related services (including but not limited to software modification, upgrade, function enhancement, development of new services, software replacement, etc.), and you may choose whether to update the corresponding version by yourself as needed. To ensure the security of the software and related services and improve user services, after some or all updates of this App and related services, the Company will prompt you in an appropriate way (including but not limited to system prompts, announcements, in-site messages, etc.) when feasible, and you have the right to choose to accept the updated version; if you choose not to update, some functions of this App and related services will be restricted or cannot be used normally.

5. Unless expressly authorized in writing by the Company in advance, you shall not access or use this App and related services in any form including but not limited to adaptation, reproduction, dissemination, vertical search, mirroring or transaction without authorization.

6. You understand that you need to prepare terminal devices related to the software and related services (such as computers, mobile phones, and other devices related to accessing the Internet or mobile networks) when using this App and related services. Once you open this App or access the relevant website on your terminal device, it shall be deemed that you use this App and related services. To fully realize all functions of this App, you may need to connect your terminal device to the network, and you understand that you shall bear the required fees by yourself (such as telephone fees and Internet fees for accessing the Internet, mobile phone fees for using mobile networks, etc.).

7. The Company grants you a personal, revocable, non-transferable, non-exclusive and non-commercial right to legally use this App and related services. All other rights not expressly authorized in this Agreement shall be reserved by the Company. You must obtain the Company's written permission separately before exercising such rights, and the Company's failure to exercise any of the aforesaid rights shall not constitute a waiver of such right.

8. You can start using this App and related services without registration, but some functions or services may be affected.

9. If you find any content in the App client or official website that infringes your rights, you can notify the Company through the complaint channels indicated in the complaint guidelines in the client and provide evidence that you have relevant rights, and the Company will handle your complaint in a timely manner in accordance with relevant legal provisions.

Ⅲ. User Behavior Norms

1. Requirements for User Behavior

You shall be responsible for your behavior of using this App and related services. Unless permitted by law or with the prior written permission of the Company, you shall not, when using this App and related services, engage in the following behaviors:

(1) Using any plug-ins, add-ons, systems or third-party tools not authorized or permitted by the Company to interfere with, damage, modify or exert other influences on the normal operation of this App and related services.

(2) Using or targeting this App and related services to engage in any behaviors endangering computer network security, including but not limited to:

Activities endangering network security such as illegally intruding into networks, interfering with normal network functions, and stealing network data;

Providing programs and tools specially used for activities endangering network security such as intruding into networks, interfering with normal network functions and protective measures, and stealing network data;

Providing technical support, advertising promotion, payment and settlement, etc. for others who are known to be engaged in activities endangering network security;

Using unauthorized data or accessing unauthorized servers/accounts;

Deleting, modifying or adding stored information in public computer networks or other people's computer systems without permission;

Attempting to, scan, test the weaknesses of this App system or network or otherwise engaging in behaviors that damage network security without permission;

Attempting to interfere with or damage the normal operation of this App system or website, intentionally spreading malicious programs or viruses, and other behaviors that damage or interfere with normal network information services;

Forging TCP/IP data packet names or partial names;

Reverse engineering, reverse assembly, compiling or otherwise attempting to discover the source code of this App and related services;

Maliciously registering this App accounts, including but not limited to frequent and batch registration of accounts;

Other behaviors that violate laws and regulations, this Agreement, the Company's relevant rules and infringe upon the legitimate rights and interests of others.

(3) If the Company has reason to believe that your behavior violates or may violate the above agreements, the Company may independently judge and handle it, and has the right to terminate the provision of services to you at any time without prior notice and pursue relevant responsibilities in accordance with the law.

2. Display and Norms of Information Content

(1) The information you produce, share, publish and disseminate (including but not limited to the unpublished content taken or uploaded to this App platform) shall consciously abide by the "seven bottom lines" requirements such as laws and regulations, national interests, citizens' legitimate rights and interests, social public order, moral norms and information authenticity. Otherwise, the Company has the right to take corresponding handling measures immediately. You agree and undertake not to produce, copy, publish or disseminate the following information:

Those endangering national security and leaking state secrets;

Those subverting state power, overthrowing the socialist system, inciting secession of the country and undermining national unity;

Those damaging national honor and interests;

Those advocating terrorism and extremism;

Those advocating national hatred and discrimination and undermining national unity;

Those inciting regional discrimination and hatred;

Those undermining the national religious policy and advocating cults and feudal superstitions;

Those fabricating and spreading rumors and false information to disrupt economic and social order and undermine social stability;

Those spreading and disseminating obscenity, pornography, gambling, violence, homicide, terror or instigating crimes;

Those endangering network security and using networks to engage in activities endangering national security, honor and interests;

Those insulting or slandering others and infringing upon others' legitimate rights and interests;

Those conducting violent threats and intimidation against others and implementing human flesh searches;

Those involving others' privacy, personal information or data;

Those spreading obscenities and damaging social morality;

Those infringing upon others' legitimate rights and interests such as patent rights, copyrights, trademark rights, or name rights, title rights, reputation rights, honor rights, portrait rights and privacy rights;

Those spreading commercial advertisements, or similar commercial solicitation information, excessive marketing information and spam;

Those commenting in languages other than the commonly used languages in this website;

Those having nothing to do with the information being commented on;

Those with meaningless information or deliberately using character combinations to evade technical review;

Those affecting and endangering the physical and mental health of minors, or likely to cause minors to imitate unsafe behaviors and violate social morality, or induce minors to have bad habits;

Those secretly photographing or recording others without others' permission and infringing upon others' legitimate rights;

Those containing terror, violent bloodshed, high danger, and content endangering the physical and mental health of performers themselves or others, including but not limited to the following situations:

-- Any content involving violence and/or self-harm;

-- Any content involving life-threatening performances with dangerous instruments such as knives that endanger the personal and/or property rights of oneself or others;

-- Content that encourages or induces others to participate in dangerous or illegal activities that may cause personal injury or death;

Other information containing contents that violate laws and regulations, policies and public order and good customs, interfere with the normal operation of this product or infringe upon the legitimate rights and interests of other users or third parties.

(2) The content you produce, publish and disseminate shall comply with relevant laws and regulations, and you shall not use new technologies and applications based on deep learning, virtual reality, etc. to produce, publish and disseminate false news information. When you publish or disseminate non-authentic audio and video information produced by using new technologies and applications based on deep learning, virtual reality, etc., you shall mark it in a prominent way.

(3) The Company has set up a public complaint and report platform. You may complain and report various illegal and irregular behaviors, illegal communication activities, illegal and harmful information, etc. to the Company in accordance with the Company's published complaint and report system. The Company will timely accept and handle your complaints and reports to jointly create a clean online space.

Ⅳ. Norms for the Use of Information Content

1. Without the written permission of the Company, no user or third party shall, by themselves or authorize, permit or assist others to conduct the following behaviors on the information content in this App software and related services:

(1) Copying, reading and using the information content of this App and related services for commercial purposes including but not limited to publicity, increasing reading volume, browsing volume, etc.;

(2) Unauthorized editing, sorting and arranging the information content of this App and related services and displaying it in channels other than the source page of this App and related services;

(3) Using any form of identification methods including but not limited to special marks and special codes to independently or assist third parties to have adverse effects such as generating traffic, reading volume guidance, transfer and hijacking on the information content of this App and related services;

(4) Other behaviors of illegally obtaining or using the information content of this App and related services.

2. Without the written permission of the Company, no user or third party shall directly or indirectly steal the video, graphic and other information content of this App and related services in any way (including but not limited to hotlinking, redundant stealing, illegal crawling, simulated downloading, deep linking, fake registration, etc.), or delete or change the rights management electronic information of relevant information content in any way (including but not limited to hiding or modifying domain names, platform-specific marks, user names, etc.).

3. After obtaining the written permission of the Company, the sharing and forwarding of information content of this App and related services by users and third parties shall also comply with the following norms:

(1) Without the prior written consent of the Company, the relevant search hot words, hit rates, classifications, search volume, click rates, reading volume and other relevant data obtained through crawling and statistics shall not be published, provided or disclosed to any third party in any way;

(2) No modifications of any form shall be made to the source web pages of this App and related services, including but not limited to the home page links, advertising system links and other entrances of this App and related services, and no obstruction such as insertion and pop-up windows shall be made to the display of the source pages of this App and related services;

(3) Safe, effective and strict measures shall be taken to prevent the information content of this App and related services from being illegally obtained by third parties in any form including but not limited to "spider" programs;

(4) The relevant data content shall not be used for purposes beyond the scope of the Company's written permission, for any form of sales and commercial use, or disclosed, provided to third parties or allowed to be used by third parties in any way.

(5) Users' behaviors of sharing, forwarding and copying the information content of this App and related services to any third party shall also comply with other norms and standards formulated by the Company for this purpose and relevant agreements for other functions of this App.

Ⅴ. Breach of Contract Handling

1. In view of your breach of this Agreement or other service terms, the Company has the right to independently judge and take measures such as pre-warning, refusal to publish, immediate termination of information transmission, deletion of content, short-term restriction of some or all functions of the account until termination of service provision, and permanent closure of the account, etc. as appropriate. The Company shall not be liable for the consequences such as your inability to normally use the account and related services, and inability to normally obtain the assets or other rights and interests in your account. The Company has the right to announce the handling results and has the right to decide whether to resume the use of the relevant account according to the actual situation. For behaviors suspected of violating laws and regulations and suspected of crimes, the Company will keep relevant records and has the right to report to the relevant competent authorities, cooperate with the investigation of the relevant competent authorities, report to the public security organs, etc. in accordance with the law. The Company has the right not to restore the deleted content.

2. If a third party complains or claims for compensation due to your violation of this Agreement or other service terms, you shall handle it by yourself and bear all possible legal liabilities. If your illegal or breach behaviors cause the Company and its affiliates, controlling companies and successor companies to compensate any third party or be punished by state organs, you shall also fully compensate all losses suffered by the Company and its affiliates, controlling companies and successor companies.

3. The Company respects and protects the legitimate rights and interests of users and others such as intellectual property rights, reputation rights, name rights and privacy rights. You warrant that the words, novels, etc. uploaded when using this App and related services do not infringe upon any third party's intellectual property rights, reputation rights, name rights, privacy rights and other rights and legitimate rights and interests. Otherwise, the Company has the right to remove the allegedly infringing content upon receipt of a notice from the right holder or relevant party. You shall handle all claims put forward by third parties by yourself and bear all possible legal liabilities; if your infringement causes losses to the Company and its affiliates, controlling companies and successor companies (including but not limited to economic and reputation losses), you shall also fully compensate all losses suffered by the Company and its affiliates, controlling companies and successor companies.

Ⅵ. Changes, Interruption and Termination of Services

You understand and agree that the services provided by the Company under this App and related services are provided in accordance with the current technology and conditions. The Company will make its best efforts to provide you with services to ensure the continuity and security of services. You understand that the Company cannot foresee and prevent legal, technical and other risks at any time or all the time, including but not limited to service interruption, inability to normally use this App and related services and other losses and risks that may be caused by force majeure, network reasons, third-party service defects, third-party websites, etc.

You understand and agree that the Company has the right to modify, interrupt, suspend or terminate this App and related services in terms of the setting and scope of services/functions as appropriate in order to meet the needs of overall service operation and platform operation security.

3. In case of any of the following circumstances, we have the right to interrupt or terminate the provision of services under this Agreement (including paid services and free services) to you at any time without assuming any liability to you or any third party, and the losses caused thereby shall be borne by you independently:

(1) The provided personal data is untrue;

(2) Violating laws and regulations, national policies or the usage rules specified in this Agreement;

(3) Failing to pay the relevant service fees for the paid services used when using the paid services;

(4) Infringing upon the legitimate rights and interests of individuals, enterprises, public institutions or social organizations, including but not limited to patent rights, copyrights, trademark rights, or name rights, title rights, reputation rights, honor rights, portrait rights, privacy rights, etc.;

(5) Damaging the image of regulatory authorities, state organs and the government;

(6) Damaging the goodwill, reputation and other legitimate rights and interests of us and our affiliates in any way;

(7) We have other reasonable reasons to believe that it is necessary to interrupt or terminate the provision of services to you.

4. If you choose to bind this App account with a third-party account, in addition to your independent termination of the binding relationship, if any of the following circumstances occurs, your bound third-party account may also be unbound, and the Company shall not assume any liability to you or any third party:

(1) Violating laws and regulations, national policies or this Agreement;

(2) Violating the third-party user agreement or its relevant provisions;

(3) The station to which the third-party account belongs requests to terminate the binding;

(4) The platform or business to which the third-party account belongs has been closed;

(5) In accordance with the provisions of laws and regulations, national policies or the requirements of competent authorities;

(6) The Company has reasonable reasons to believe that it is necessary to terminate the binding.

Ⅶ. Automatic Renewal Service Agreement

Thank you for using the automatic renewal service of this application. To protect your legitimate rights and interests, please carefully read and fully understand this automatic renewal service agreement (hereinafter referred to as "this Agreement") before subscribing. Your click to confirm or continued use of this service shall be deemed that you have agreed to abide by all terms of this Agreement.

1. Scope of Application of the Agreement

This Agreement is an agreement between the user and this App regarding the automatic renewal service provided by this App. Unless otherwise specified in this Agreement, the user agreement, privacy policy and other documents shall also apply to this Agreement.

2. Service Content

Some paid functions or membership services provided by this App support automatic renewal. Users can view the specific service content, price and renewal cycle on the subscription page.

3. Automatic Renewal Rules

(1) Our application clearly displays all subscription-related information when providing subscriptions, including the length of the free trial and the price/duration of the automatically renewed subscription after the free trial.

Please note that the trial period is always free. You may be charged if you do not cancel the trial or re-sign the trial period 24 hours before the end of the trial period.

(2) Subscription fees will be charged through your Apple ID account bound to the App Store.

(3) Apple will automatically deduct the subscription fee for the next cycle from your account within 24 hours before the expiration of the current subscription cycle.

(4) After a successful renewal, the new subscription cycle will take effect automatically.

4. Cancellation of Automatic Renewal

(1) You can manage or cancel the automatic renewal service at any time in "Settings" → "Apple ID" → "Subscriptions" on your iOS device.

(2) If you do not cancel 24 hours before the expiration of the current subscription cycle, the subscription will be automatically renewed to the next cycle.

(3) After canceling the automatic renewal, you can continue to use the service within the paid subscription cycle until the end of the cycle.

5. Refund Policy

According to the platform policy, all purchase transactions completed through app stores (such as App Store) require refund applications to be submitted directly through the support channels of the purchase platform. Since the payment process and subscription management rights belong to the platform, developers cannot directly intervene in transaction processing.

You can apply for a refund through the following steps: Visit Apple's official refund guide: https://support.apple.com/zh-cn/HT204084

Please note that the refund eligibility and final decision right are independently judged by the platform (Apple) in accordance with its policies. If you encounter other problems (such as functional abnormalities, account errors, etc.), we are happy to provide you with further assistance.

6. Service Changes and Termination

We reserve the right to adjust the content or price of the automatic renewal service according to operational needs and laws and regulations, and will timely inform you in this App.

If you do not agree with the adjusted content, you can cancel the automatic renewal before the start of the next subscription cycle.

Within the scope permitted by law, we reserve the right to suspend or terminate the automatic renewal service under special circumstances.

Ⅷ. Intellectual Property Rights

1. The intellectual property rights of the content provided by the Company in this App and related services (including but not limited to software, technology, programs, web pages, text, pictures, images, audio, video, charts, layout designs, electronic documents, etc.) belong to the Company. The copyright, patent right and other intellectual property rights of the software on which the Company provides this App and related services belong to the Company. Without the permission of the Company, no one shall arbitrarily use (including but not limited to monitoring, copying, disseminating, displaying, mirroring, uploading, downloading through any robot, "spider" and other programs or devices) the content in this App software and related services.

2. You understand and warrant that the content uploaded and published by you when using this App and related services (including but not limited to text, pictures, videos, audio and other forms of content and all components including music, sound, lines, visual design, etc. contained therein) are original by you or have obtained legal authorization (including sub-licensing). The intellectual property rights of the content generated by you through uploading and publishing on this App belong to you or the original copyright owner. We have the right to use the content you publish.

3. Unless proven otherwise, you know, understand and agree that, in order to enable your works to be better shared and promoted and improve their communication value and influence, you grant the Company and its affiliates, controlling companies and successor companies a worldwide, free, non-exclusive and sub-licensable (through multiple levels) right (including but not limited to the right of reproduction, translation right, compilation right, information network communication right, adaptation right, and the right to produce derivatives, perform and display, etc.) to the content uploaded, published or transmitted by you through this App and related services (including but not limited to text, images, audio, video, live content and other forms of content and all components including music, sound, lines, visual design, dialogue, etc. contained therein). The scope of use of the above rights includes but is not limited to use in current or other websites, applications, products or terminal devices, etc. You hereby confirm and agree that the Company has the right to use and otherwise develop the content (in whole or in part) by itself or by licensing a third party in any publicity, promotion, advertising, marketing and/or research related to the above content, this App and related services, the Company and/or the Company's brand. For the avoidance of doubt, you understand and agree that the above granted rights include the right and license to use, copy and display your personal image, portrait, name, trademark, service mark, brand, name, logo and company mark (if any) that you own or are licensed to use and implanted in the content, as well as any other brand, marketing or promotional assets, materials, etc. Based on the characteristics of some functions, the content published by you through this App and related services (including but not limited to the sound, audio or dialogue contained in the content) can be used by other users when creating and publishing relevant content with this product software.

4. You confirm and agree to authorize the Company to claim rights on your behalf in the name of the Company or by entrusting a professional third party for the content with intellectual property rights uploaded and published by you that is infringed. The forms of rights protection include but are not limited to: monitoring infringement behaviors, sending rights protection letters, filing law suits or arbitrations, mediating, settling, etc. The Company has the right to make decisions on rights protection matters and implement them independently.

5. The Company provides technical support for the development and operation of this App, and enjoys all rights within the scope permitted by laws and regulations for all data and information generated in the process of developing and operating this App and related services.

6. Please do not use any trademarks, service marks, trade names, domain names, website names or other significant brand features of the Company including but not limited to this App (hereinafter collectively referred to as "Marks") without permission in any case. Without the prior written consent of the Company, you shall not display, use or apply for registered trademarks, register domain names, etc. of the aforesaid Marks in any way alone or in combination, nor shall you perform behaviors that expressly or impliedly authorize others to display, use, or otherwise handle such Marks. You shall bear all legal liabilities for losses caused to the Company or others due to your violation of this Agreement in using the above trademarks, logos, etc. of the Company.

Ⅸ. Disclaimer

1. You understand and agree that this App and related services may be affected or interfered by various factors, and the Company does not guarantee (including but not limited to):

(1) This App and related services are fully suitable for users' use requirements;

(2) This App and related services are free from interference, timely, safe, reliable or free from errors; any software, service or other materials obtained by users through the Company meet users' expectations;

(3) Any errors in this App and related services will be corrected.

2. If there is any information, account password, advertisement or promotion related to borrowing, investment and financing, financial management or other property-related network information, please treat it carefully and make your own judgment. The Company shall not be liable for any direct, indirect, incidental, special, derivative or punitive damages such as loss of profits, business reputation, data loss or other tangible or intangible losses suffered by you.

3. You understand and agree that in the process of using this App and related services, you may encounter force majeure and other factors (force majeure refers to objective events that cannot be foreseen, overcome or avoided), including but not limited to government actions, natural disasters (such as floods, earthquakes, typhoons, etc.), network reasons, wars, strikes, riots, etc. In case of force majeure, the Company will make efforts to repair in a timely manner as soon as possible, but the Company shall be exempted from liability within the scope permitted by laws and regulations for the suspension, termination of services or any losses caused by force majeure.

4. The Company's right to handle illegal and irregular content in accordance with the provisions of this Agreement does not constitute the Company's obligation or commitment, and the Company cannot guarantee to timely discover illegal behaviors or take corresponding handling measures.

5. You understand and agree that with respect to this App and related services, the Company does not provide any kind of express or implied warranties or conditions, including but not limited to merchantability, fitness for a particular purpose, etc. Your use of this App and related services shall be at your own risk.

6. You understand and agree that this Agreement aims to ensure compliance with national laws and regulations, maintain public order and good customs, and protect the legitimate rights and interests of users and others. The Company will make its best efforts to judge in accordance with relevant laws and regulations within its capabilities, but does not guarantee that the Company's judgment is completely consistent with that of judicial organs and administrative organs. You have understood and agreed to bear the consequences by yourself.

7. Under no circumstances shall the Company be liable for any indirect, consequential, punitive, incidental, special or exemplary damages, including loss of profits suffered by you due to your use of this App and related services. Unless otherwise expressly provided by laws and regulations, the total liability of the Company to you, regardless of the cause or type of behavior, shall not exceed the fees paid by you to the Company during the period of using this App and related services (if any).

8. With respect to the usage rules and instructions of certain specific services, any statements, notices, warnings, etc. made by the Company through various means (including but not limited to web announcements, system notifications, private messages, SMS reminders, etc.) shall be deemed as part of this Agreement. If you use such software services, you shall be deemed to have agreed to the contents of such statements, notices and warnings.

Ⅹ. Special Agreements on Single Services and Third-Party Services

1. This App and related services include information or information content links obtained by the Company in various legal ways (in view of the fact that the web content pointed to by external links is not actually controlled by this App, the Company cannot guarantee the accuracy and completeness of external links set for the convenience of users.), and also include other single services legally operated by the Company and its affiliates. These services may exist in the form of separate modules in this App. The Company has the right to increase, decrease or change the settings and services of these special modules from time to time.

2. You can enable and use the above single service functions in this App. Certain single services may require you to simultaneously accept agreements specially formulated for the service or other rules that bind you and the provider of the service. When necessary, the Company will provide these agreements and rules for your review in a prominent way. Once you start using the above services, you shall be deemed that you have understood and accepted the constraints of the relevant agreements and rules for the single service. If the service life is not specified, or is specified as "permanent", "unlimited" or "unrestricted", the service life of these services shall be from the date you start using the service to the date the service stops being provided in this App.

3. When you use software and related services provided by third parties in this App, in addition to complying with this Agreement and other relevant rules in this App, you may also need to agree to and comply with the third party's agreements and relevant rules. Any disputes, losses or damages arising from third-party software and related services shall be resolved by you and the third party by yourself, and the Company shall not bear any liability to you or any third party in this regard.

4. You can choose to use your third-party payment account and bound bank card for payment in this App. You understand and confirm that the payment service is provided to users by third parties with legal qualifications. In addition to being bound by this "User Service Agreement", it is also subject to the terms and policies of third-party payment service providers and financial institutions. If you need to use payment-related services of this App (payment services such as change, sending and receiving red envelopes, adding bank cards, receiving and paying money, etc.), you need to read and abide by the relevant service agreements of the company operating this App's payment. The terms and norms for the use of such payment services shall be determined by you and the payment service provider, and this App shall not be liable for the payment service or financial institution.

5. If you use third-party financial services in this App, including but not limited to payment, insurance, lending, etc., please carefully understand the content of the service and fully read and agree to the relevant agreement terms.

Ⅺ. Terms for Minors' Use

1. If you are a minor under 18 years of age, you shall, under the supervision and guidance of your guardian and with the consent of your guardian, carefully read and agree to this Agreement before using this App and related services.

2. The Company attaches importance to the protection of minors' personal information. When filling in personal information, minor users should strengthen their awareness of personal protection and be cautious, and shall correctly use this App and related services with the consent and guidance of their guardians.

3. Minor users and their guardians understand and confirm that if you violate laws and regulations and the contents of this Agreement, you and your guardians shall bear all possible legal liabilities in accordance with the law.

4. Special Tips for Minor Users

(1) Minors using this App and related services should, under the supervision and guidance of their guardians, correctly learn to use the network within a reasonable scope, avoid indulging in the virtual network space, and develop good Internet habits.

(2) Juvenile users must abide by the "National Youth Network Civilization Convention".

(3) To better protect the privacy rights and interests of minors, the Company specially reminds you to be cautious about publishing content containing minor materials. Once published, it shall be deemed that you have obtained the consent of the right holder to display the minor's portrait, voice and other information in this App and related services, and allow the Company to use and process such content related to minors in accordance with this Agreement.

(4) Special Tips for Guardians

If your ward uses this App and related services, you, as a guardian, shall guide and supervise the ward's registration and use behaviors. If your ward applies to register this App account, the Company will have the right to deem that he/she has obtained your consent.

Your ward may use payment functions such as recharge when using this App and related services. As a guardian, please keep your payment equipment, payment account, payment password, etc. to prevent the ward from using recharge and other payment functions through your App account without your consent.

Ⅻ. Other Provisions

1. The formation, effectiveness, performance, interpretation and dispute resolution of this Agreement shall be governed by the laws of the People's Republic of China. If any provision of this Agreement is invalid due to conflict with the laws of the People's Republic of China, these provisions shall be reinterpreted and applied under the premise of not violating the law in accordance with the principle of approaching the original purpose of this Agreement as much as possible, and other provisions of this Agreement shall still be fully valid and effective.

2. The place of execution of this Agreement is the jurisdiction where Hangzhou Youshu Network Technology Co., Ltd. is located. In case of any dispute between you and the Company, both parties shall first try to resolve it through friendly negotiation. If the negotiation fails, you agree that the dispute shall be submitted to the people's court with jurisdiction over the place where the company owning this App is located for litigation resolution.

3. To provide you with better services or due to changes in national laws and regulations, policy adjustments, technical conditions, product functions, etc., the Company will revise this Agreement from time to time, and the revised content shall form an integral part of this Agreement. After this Agreement is updated, the Company will issue the updated version and remind you of the updated content through platform announcements or other appropriate ways before the updated terms take effect, so that you can timely understand the latest version of this Agreement. You can also check the latest version of the agreement terms on the homepage of the website or the software settings page. If you continue to use this App and related services, it shall be deemed that you have agreed to accept the revised content of this Agreement.

If you have any objection to the revised agreement content, please immediately stop logging in or using this App and related services. If you continue to log in or use this App and related services, it shall be deemed that you recognize and accept the revised agreement content.

4. The headings in this Agreement are only for the convenience of reading and shall not affect the meaning or interpretation of any provision in this Agreement.

5. You and the Company are independent entities. Under no circumstances shall this Agreement constitute any form of express or implied warranty or condition by the Company to you, nor shall a agency, partnership, joint venture or employment relationship be formed between the two parties.

6. If any term of this Agreement is fully or partially invalid or unenforceable for any reason, the remaining terms of this Agreement shall still be valid and binding.

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